What Is a Home Warranty?Homeowners warranties are designed to protect your home's appliances and systems from breakdowns caused by normal wear and tear. Homeowners insurance pays for damages and loss caused by covered perils like fire and weather damage, but it won't help you if your washing machine simply breaks down.
What does a Home Warranty Cover?
Make sure you're clear on:
Will I need multiple Homeowner's Warranties? When purchasing, consider premium and optional coverage to customize the plan to fit your needs. For example, you may want coverage for your second refrigerator or an outdoor pool. These are not typically covered by a standard home warranty. What is the Trade Call Fee for? This is a small fee the homeowner pays to have the service provider come to the home to diagnose a problem. This fee covers the visit and the amount is clearly stated on every contract. Will Every Home Appliance Breakdown be Covered? Not all breakdowns are covered. Our contract spells out, section by section, what is covered in each plan and option and what is not. You can view our sample contracts online under our Costs and Coverage areas. Our customer service team is also available to walk you through the coverage details and answer your questions. What Home Appliances will be covered? Home appliance coverage depends upon the plan you pick and the state you live in. Our home warranty plans can be customized to meet your home's appliances needs. How Do Homeowners Request Service? Homeowners can file a claim online 24 hours a day. Claims can also be phoned in to our customer service representatives. We take service requests 24 hours a day, 7 days a week, 365 days a year. I'm Selling my Home, should I purchase a Home Warranty? A home warranty can help to minimize post-sale conflict when selling your home by adding an Home Warranty of America home warranty to your transaction. When the unexpected happens, we got you covered. What is a Home Buyers Warranty? Gain peace of mind when purchasing a new house, with a home warranty plan from Home Warranty of America. When your appliances break down you'll be protected! |
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