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You get a lot of advice when renting an apartment. While suggestions like testing the faucets or visiting the neighborhood several times at different times of the day are good, they're actually unrealistic. After all, you usually only get at least 10 minutes to check out the space before being pressured to make a decision.
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Every business is susceptible to fraud. However, small businesses are more vulnerable to this because main decision-making powers and critical responsibilities are often assigned to just a few key people.
Energy efficiency is something that many homeowners are striving for. Making your home more energy efficient is good for the environment, as it lessens greenhouse gas emissions and reduces the demand for non-renewable resources. What's more, it can save you a lot of money, whether it's by lowered energy bills, tax breaks or insurance premiums.
Millions of people procrastinate when it comes to getting life insurance, even though they know it's something that they need. Unfortunately, a lot of people put a very low priority on life insurance. Most are more concerned about their retirement, medical expenses, basic cost of living and personal debts. This is why many continue to give excuses like these for not getting life insurance:
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